Don’t get mugged by your car insurer

A flippant statement, if there ever where one, however a truer word never spoken. The “Don’t get mugged” campaign was introduced by the Law society back in 2013 and still rings true today.

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The central theme warned that before accepting a compensation offer by an insurer; consider consulting a personal injury solicitor if you are involved in an accident.

The ad campaign originally ran for 2 months during the summer of 2013. It was a relatively normal if quite a robust campaign. The image targeted insurers as slightly unscrupulous. The image itself ended up in railway stations, used by local media, and on the web. However, it remains largely forgotten despite its powerful message.

Moreover, the official figures speak for themselves:

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Some Pointers

But claiming is wrong! Isn’t it?

NO! If you were injured, then you are entitled to compensation. The same as if someone broke into your home; you would be entitled to your possessions back from your home insurance.

What you really should be asking is why are you paying for something and not utilising it?

Let’s take a quick look into how trustworthy insurance companies are.

Insurance companies are quick to cry foul, pointing their finger firmly at the public to blame for high premiums, whilst discreetly increasing their own salary and bonuses. According to the BBC, insurance companies claim that if the public were not eligible to claim for minor injuries, everyone would benefit from a yearly saving of £40.

However, far greater savings would be achieved if they reduced their salaries and bonuses.

Aviva's chief executive Mark Wilson saw his pay more than double last year on the back of the company’s acquisition of rival Friends Life.

According to the company’s annual report, which was published today (29 MARCH 2016), Mr Wilson received £5.67m last year, up from £2.6m in 2014.

Source thetelegraph.co.uk

And they aren’t the only ones

So you tell us, is claiming wrong?

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